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Cookie Policy

Last Updated: February 2025

At hiveralumosia, we believe in being upfront about how we collect and use information when you visit our website. This policy explains how cookies and similar tracking technologies work on hiveralumosia.com, what data we gather, and how you can control your preferences. We're committed to transparency because your privacy matters to us.

What Are Cookies Anyway?

Cookies are small text files that get stored on your device when you visit websites. Think of them as digital breadcrumbs that help websites remember things about you—like your language preference or what's in your shopping cart. They're not programs and can't carry viruses or access other files on your computer.

Most websites use cookies these days because they make browsing smoother. When you return to hiveralumosia.com, cookies help us recognize you so you don't have to start from scratch every time. Some cookies stick around for months, while others disappear the moment you close your browser.

How hiveralumosia Uses Tracking Technologies

We use several types of tracking on hiveralumosia.com. Here's the honest breakdown of what we're doing and why:

Essential Cookies

These are the cookies we absolutely need to make our website function properly. They handle things like keeping you logged in, remembering your course progress, and maintaining security. Without these, parts of our site just wouldn't work. You can't opt out of essential cookies if you want to use our platform—they're the foundation everything else sits on.

Functional Cookies

These cookies remember your choices and preferences to personalize your experience. They store things like your preferred language, which calculator tools you've used before, and interface customizations. They make returning to our site feel familiar rather than starting over each visit. You can disable these, but it might make using hiveralumosia.com a bit more repetitive.

Analytics Cookies

We use analytics to understand how people navigate our educational content. These cookies tell us which budget planning guides get read most, where people get stuck in our courses, and which resources actually help. This information helps us improve our content and fix confusing sections. The data is aggregated, so we're looking at patterns rather than tracking individual users around the site.

Marketing Cookies

These track your activity across websites to show you relevant ads and measure campaign effectiveness. If you've browsed our budgeting courses, you might see hiveralumosia ads when you're on other sites. Marketing cookies also help us avoid showing you the same ad repeatedly and understand which channels bring people to our educational programs. You can reject these without affecting core site functionality.

Specific Data We Collect

Let's get specific about what information cookies gather when you're on hiveralumosia.com:

  • Pages you visit and how long you spend on them
  • Links you click and resources you download
  • Your browser type, device information, and screen size
  • Geographic location (city level, not your exact address)
  • Referring website that brought you to us
  • Course modules you've completed or started
  • Search terms you use within our site
  • Technical data like IP address and operating system

We don't collect financial account numbers, social insurance numbers, or other sensitive personal data through cookies. That type of information, when needed for course enrollment, is handled through separate secure systems with different protections.

Checking cookie preferences...

Managing Cookies Through Your Browser

Most browsers let you control cookies directly through their settings. Here's how to access those controls:

  1. Open your browser's settings or preferences menu
  2. Look for "Privacy" or "Security" sections
  3. Find cookie settings (might be under "Site Settings" or similar)
  4. Choose to block third-party cookies, all cookies, or specific sites
  5. Clear existing cookies if you want a fresh start

How Long We Keep Cookie Data

Different cookies stick around for different lengths of time. Session cookies vanish when you close your browser—they're temporary helpers. Persistent cookies can last anywhere from a few days to several years, depending on their purpose.

Cookie Type Typical Duration Purpose
Session cookies Until browser closes Maintain your active session
Authentication 30 days Keep you logged into your account
Preferences 1 year Remember your settings
Analytics 2 years Track long-term usage patterns
Marketing 90 days Measure campaign effectiveness

We regularly review and delete outdated cookie data. If you clear your browser cookies manually, that removes our tracking immediately regardless of the intended duration.

Third-Party Services We Work With

hiveralumosia uses several third-party tools that set their own cookies when you visit our site. We've chosen services that respect privacy, but you should know they have their own policies:

Analytics providers help us understand site usage patterns. Video hosting platforms deliver our educational content. Payment processors handle secure transactions for paid courses. Email service providers manage our communications. Each of these partners may place cookies to provide their services.

When you reject non-essential cookies through our control panel, we signal these third parties to limit their tracking. But some may still set cookies necessary for their basic functionality—like a video player remembering your volume preference.

Your Rights and Choices

You're in control here. Canadian privacy regulations give you specific rights regarding your data, and we respect those completely. You can request to see what data we've collected about you, ask us to delete it, or request corrections if something's inaccurate.

If you withdraw cookie consent, we'll stop collecting new data but may retain some historical information where legally required—like transaction records for tax purposes. You can change your mind and re-enable cookies anytime through the button above or your browser settings.

Keep in mind that blocking all cookies might affect your experience on hiveralumosia.com. You might have to log in more frequently, reset preferences repeatedly, or lose access to certain features. Essential cookies will still function because they're necessary for the site to work at all.

Updates to This Policy

We update this cookie policy occasionally as our practices evolve or regulations change. When we make significant changes, we'll notify you through a banner on hiveralumosia.com or via email if you have an account with us. The "Last Updated" date at the top reflects when we last modified this policy.

We're committed to being straightforward about our data practices. If something in this policy confuses you or you want more details about specific cookies, just reach out. We'd rather answer questions than leave you wondering what's happening with your information.

Questions About Cookies?

If you have concerns about how we use cookies or want to exercise your privacy rights, contact us directly:
Email: contact@hiveralumosia.com
Phone: +1 709-651-7494
Mail: hiveralumosia, 3306 Griffith St, Terrace, BC V8G 0C6, Canada

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hiveralumosia

Building practical financial skills through comprehensive budget education programs in Terrace, BC.

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3306 Griffith St
Terrace, BC V8G 0C6
Canada

Phone

+1 709-651-7494

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Email

contact@hiveralumosia.com

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